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Landmark Credit Union Overdraft Fees Class Action Settlement

July 22, 2018 by CAWClass Leave a Comment

Who is a Class Member

You are included in the Landmark Credit Union Overdraft Fees class action settlement if you incurred one or more overdraft fees on your Landmark Credit Union account between February 9, 2011 and February 28, 2017.

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.

Settlement Amount

$950,000.00

Estimated Award

VARIES

Payouts will be divided among all Class Members based on the amount of Eligible Overdraft Fees they paid and the number of valid claims submitted.

Proof of Purchase

Claim Form

A Claim Form is not available online and Notices have been mailed to eligible Class Members. Some Class Members will need to submit a Claim Form and some will not, depending on the specific nature of your Landmark Credit Union account. If you believe you should be included in the Landmark Credit Union Overdraft Fees settlement and have not received your Claim Form, please contact the Settlement Administrator.

Landmark Credit Union Overdraft Fees Settlement Notes

Danell Behrens v. Landmark Credit Union
Case No. 3:17-cv-00101
Pending in the U.S. District Court for the Western District of Wisconsin

Plaintiff Danell Behrens filed this class action lawsuit against Landmark Credit Union over allegations the credit union did not properly opt members into its overdraft program for ATM and debit card payment transactions. Behrens also contends that Landmark Credit Union improperly assessed overdraft fees when members had money in the ledger balance but not the available balances of their checking accounts.

While Landmark Credit Union says it did charge overdraft fees, it asserts that it did so properly and in accordance with their terms and within in the law, and was transparent in disclosing their overdraft practices with members. Complete details about the case and settlement are provided on the Landmark Credit Union Overdraft Fees settlement website.

Class members who wish to exclude themselves from the Landmark Credit Union Overdraft Fees settlement must do so by August 15, 2018. Class members who wish to participate in the settlement must submit a claim form on or before August 15, 2018. Class Members who wish to object to the terms of the settlement, must do so by August 24, 2018.

Important Dates

8/15/18: Claim Form Deadline
8/15/18: Exclusion Deadline
8/24/18: Objection Deadline
8/30/18: Final Hearing at 9:00 am CST* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check www.LandmarkCreditUnionOverdraftFeesSettlement.com to confirm that the date or time of the Hearing has not been changed.

Contact Information

Mail: Behrens v Landmark Credit Union, C/O GCG, P.O. Box 10600, Dublin, Ohio 43017-9202

Class Counsel

Richard D. McCune and Jae (Eddie) K. Kim of McCune Wright Alevaro LLP
Taras Kick of The Kick Law Firm APC

Settlement Website

www.LandmarkCreditUnionOverdraftFeesSettlement.com

Claim $20 Per Overdraft Bank of America Uber Ride Overdraft Class Action Settlement

April 27, 2018 by CAWClass 1 Comment

Who is a Class Member

You are included in the Bank of America Uber Ride Overdraft Settlement “if you hold or held a consumer deposit (bank) account with Bank of America, and were charged (and not refunded) overdraft fees on debit card transactions made with Uber between January 1, 2012 and December 31, 2016 that were coded (or classified) by Uber and/or Uber’s agents as recurring transactions.”

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.

Settlement Amount

$22,000,000.00

Estimated Award

$20 Per Overdraft Fee

Your share of the Settlement Amount will depend on, among other things, the number of overdraft fees you paid. It is estimated that each Class Member will receive approximately $20 for each overdraft fee you were charged (and not refunded) as a result of a transaction involving Uber.

Proof of Purchase

Claim Form

There is no claim form. Class Members who do not exclude themselves from the Settlement will automatically receive payment via direct deposit into your Bank of America account or via check.

Bank of America Uber Ride Overdraft Settlement Notes

Pantelyat, et al. v. Bank of America, N.A.
Case No. 1:16-cv-08964-AJN
Pending in the U.S. District Court for the Southern District of New York

Plaintiffs Nicoletta Pantelyat, Michael Edwards, and Isabelle Scherer collectively brought this class action lawsuit against Bank of America alleging the bank unfairly imposed overdraft fees for “non-recurring” debit card transactions made with Uber.

In Pantelyat’s case, she claims that on March 4, 2016 with a balance of $3.44 in her Bank of America Core Checking account, she used her BofA debit card to purchase a ride with Uber across town for $10. Later that same day, with a balance of -$6.56 in her account, she used her BofA debit card to purchase a second ride with Uber across town for $7.67. Pantelyat claims that her Uber transactions on March 4, 2016 constituted “non-recurring debit card transaction” because Uber purchases are made on a one-time, day-to-day, and were not set up by Pantelyat to occur automatically at a set interval. Since these Uber transactions on non-recurring, they cannot incur an overdraft fee under Bank of America’s accountholder terms.

Still, Bank of America treated Pantelyat’s Uber transactions as recurring and charged her two separate $35.00 overdraft fees.

Bank of America disagrees with the claims but entered into the settlement to avoid further litigation. Complete details about the case and settlement are provided on the Bank of America Uber Ride Overdraft class action settlement website.

Class members who wish to object to or exclude themselves from the settlement must do so by March 13, 2018. Class members who wish to participate in the settlement do not need to do anything.

Important Dates

6/22/18: Objection or Exclusion Deadline
8/8/18: Final Hearing at 11:00 am ET* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check www.RideOverdraftSettlement.com to confirm that the date or time of the Hearing has not been changed.

Contact Information

Mail: Pantelyat v. BOA Settlement Administrator, P.O. Box 3127, Portland, OR 97208-3127
Phone: 1-844-659-0617
Email: info@RideOverdraftSettlement.com

Class Counsel

Tina Wolfson and Robert Ahdoot of Ahdoot & Wolfson PC

Settlement Website

www.RideOverdraftSettlement.com

Citibank Class Action Says Checking Account Fees Are Misleading

April 3, 2018 by CAWClass Leave a Comment

Citibank is facing a class action lawsuit alleging that it charges more for basic checking account fees then advertised, purposely misleading California accountholders in order to maximize the bank’s fee revenue.

Plaintiff Petra Lopez filed the Citibank class action lawsuit in California federal court last month, claiming the bank routinely charges more than the $12 per month represented for basic checking accounts – a practice, she claims, punishes Citibank’s “most economically vulnerable and cash-strapped consumers.”

According to the complaint, Citibank promises accountholders that they will never pay more than $12 per month for basic checking account services, but in reality, the fees can go up as high as $46 a month. This massive price increase occurs when, on accounts like Lopez’s that have insufficient funds at a certain point in the month to pay the monthly checking account fee, Citibank assesses $34 overdraft fees on its own checking account service charges.

These overdraft fees are in essence an additional charge for the monthly checking account services in disguise, since Citibank provides no other service in exchange for the overdraft fee, other than the provision of the checking account services that were marketed at $12 a month, the deceptive checking account fees lawsuit alleges.

The Citibank class action lawsuit goes on to detail Lopez’s experience when she opened a basic checking account at a Citibank branch in California in September 2017. Lopez says she was told that the basic checking account would carry a $12 maximum monthly fee and that in some cases, the account would cost nothing. She was also provided a fee schedule that reiterated in writing what she was told.

Essentially by telling customers about the lowest potential price of a basic checking account but not similarly disclosing the maximum price, Citibank is purposely deceiving customers. Specifically, its low-income consumers are hit especially hard, since higher income accountholders have the means to maintain sufficient balance and avoid fees. Lopez accuses Citibank of exacerbating this dynamic by making low-income people pay even more for monthly checking account fees.

“Besides being deceptive, unfair and unconscionable, these practices breach contract promises made in Citibank’s contracts. These practices also exploit contractual discretion to gouge consumers like Plaintiff,” the Citibank class action lawsuit states.

Lopez contends that she would have never chosen Citibank as her checking account provider had the bank truthfully informed her that her basic checking account services could cost nearly $50 a month. She is seeking to represent a class of all Citibank checking account holders in California who were charged overdraft fees on monthly checking account service fees.

Lopez and the proposed Class are represented by Robert R. Ahdoot, Tina Wolfson, and Theodore W. Maya of Ahdoot & Wolfson PC; and Jeffrey D. Kaliel and Sophia Gold of Kaliel PLLC.

The Citibank Deceptive Checking Account Fees Class Action Lawsuit is Petra Lopez v. Citibank, N.A., Case No. 2:18-at-00146, in the U.S. District Court for the Eastern District of California.

$1.5M GreenBank Overdraft Fees Class Action Settlement

March 8, 2018 by CAWClass Leave a Comment

Who is a Class Member

The GreenBank Overdraft Fees Class Action Lawsuit Settlement includes “all GreenBank consumer Account Holders in the United States who, from February 1, 2005 to June 30, 2011, incurred an overdraft fee as a result of GreenBank’s Debit Card Transaction processing method, including its former practice of Debit Re-Sequencing.”

There are two subclasses in the Settlement Class and they include individuals who incurred overdraft fees as a result of GreenBank’s former practices:

Weekend and Holiday High-to-Low Subclass: All members of the Class who incurred an additional Overdraft Fee as a result of GreenBank’s practice of Debit Re-sequencing all Debit Card Transactions received for settlement on any Saturday, Sunday, federal holiday, or weekday after GreenBank was closed, where the additional Overdraft Fee would not have been incurred if GreenBank had processed such transactions either chronologically or in order from lowest to highest dollar amount.
Weekend and Holiday Batch Processing Sub-class: All members of the Class who incurred an additional overdraft fee as a result of GreenBank’s practice of processing together all Debit Card Transactions received for settlement on a Saturday, Sunday, federal holiday, or weekday after GreenBank was closed with all Debit Card Transactions received for settlement on the following business day, collectively in order from highest to lowest dollar amount, where the additional Overdraft Fee would not have been incurred had GreenBank processed all such Debit Card Transactions, in order from highest to lowest dollar amount, separately in chronological date order based on the dates they were received for settlement.

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.

Settlement Amount

$1,500,000.00

Estimated Award

TBD

Class members who do not exclude themselves from the settlement will automatically receive a payment by check or account credit for a pro rata portion of the settlement fund. The exact amount of your payment will be based on the amount of eligible overdraft fees you paid as a result of GreenBank’s debit card transaction processing methods during the Class period.

Proof of Purchase

Claim Form

GreenBank Overdraft Settlement Notes

Amy Morton v. GreenBank
Case No. 11:135-IV
Pending in the Chancery Court of Davidson County, Tennessee, for the Twentieth Judicial District at Nashville

Plaintiff Amy Morton brought this class action lawsuit alleging GreenBank unfairly assessed and collected on excessive overdraft fees and manipulated and reordered transactions to increse the number of overdraft fees it imposed on its customers.

Morton, who is a current checking account customer of GreenBank, says she was wrongfully changed multiple overdraft fees on numerous occasions. For example, Morton was charged 12 overdraft fees on December 3, 2010 in the amount of $31.95 each, for a total of $383.40. However, Morton asserts that if GreenBank had not reordered her transactions from highest to lowest, she would not have incurred these 12 overdraft charges. She claims that if GreenBank had posted the transaction from lowest to highest, she would have only incurred one overdraft fee. Likewise, had GreenBank posted the transaction in chronological order, she would have only been assessed 9 overdraft feed instead of 12.

GreenBank maintains that there was nothing wrong with the posting orders it used, and that it complied, at all times, with applicable laws and regulations and the terms of the account agreements with its customers. Complete details about the case and settlement are provided on the GreenBank Overdraft class action settlement website.

Class members who wish to object to or exclude themselves from the settlement must do so by March 13, 2018. Class members who wish to participate in the settlement do not need to do anything.

Important Dates

3/13/18: Objection or Exclusion Deadline
4/17/18: Final Hearing at 8:30 am CT* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check www.GreenBankOverdraftLitigation.com to confirm that the date or time of the Hearing has not been changed.

Contact Information

Mail: Settlement Administrator, GreenBank Overdraft Settlement, PO Box 6659, Portland, OR 97228-6659
Email: info@GreenBankOverdraftLitigation.com

Class Counsel

Jeffrey M. Ostrow and Jonathan M. Streisfeld of Kopelowitz Ostrow PA
Darren T. Kaplan of Darren Kaplan Law Firm PC

Settlement Website

www.GreenBankOverdraftLitigation.com