$30M Blue Cross Blue Shield of Michigan Hospital Payments Class Action Settlement

Who is a Class Member

The Blue Cross Blue Shield of Michigan Hospital Payments Class Action Settlement includes “all direct purchasers of healthcare services from a Michigan General Acute Care Hospital between January 1, 2006 and June 23, 2014.” Specifically, the Class includes:

  • “Individuals who paid Michigan General Acute Care Hospitals in the form of co-pays, co-insurance, or otherwise;
  • Insurers that paid Michigan General Acute Care Hospitals for their insureds; and
  • Self-insured entities whose health plan participants received healthcare services at Michigan General Acute Care Hospitals.”

There are over 130 general acute care hospitals in Michigan. A list of these hospitals is available here.

If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.


Settlement Amount

  • $29,990,000.00

Estimated Award

  • $15, $25, or more depending on your individual hospital payments

The size of your payment will be determined by:

  • Which general acute care hospital(s) in Michigan the Class Member paid;
  • The amounts paid to the hospital(s) from January 1, 2006 through June 23, 2014; and
  • Which insurer paid the hospital, provided the insurance coverage, or administered the self-insured plan.

Proof of Purchase

  • You have the option to provide records of your hospital payments; if you choose not to provide documentation, you will probably receive a lesser payout.

Claim Form

  • class action lawsuits

Blue Cross Blue Shield of Michigan Hospital Payments Settlement Notes

  • The Shane Group, Inc. v. Blue Cross Blue Shield of Michigan
  • Case No. 2:10-cv-14360
  • Pending in the U.S. District Court for the Eastern District of Michigan

This class action lawsuit alleges that Blue Cross Blue Shield of Michigan had clauses in its contracts with 70 Michigan General Acute Care Hospitals that violated antitrust laws and inflated prices for medical care at certain Michigan hospitals. Specifically, the plaintiffs claim that by using “most favored nation” clauses in contract with general acute care hospitals in Michigan, BCBSM artificially inflated prices for healthcare services and patients were forced to pay more for hospital visits.

BCBSM denies each and every allegation of unlawful conduct but agreed to settle the case for nearly $30 million. Complete details about the case and settlement are provided on the Blue Cross Blue Shield of Michigan Hospital Payments Settlement website.

Class members who wish to exclude themselves or opt-out of the settlement must do so by July 31, 2018. Class members who wish to submit a claim will need to do so by October 15, 2018.


Important Dates

  • 11/3/18: Claim Form Deadline
  • 9/16/18 Exclusion or Objection Deadline
  • 11/8/18: Final approval hearing at 2:00 pm ET (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check check www.MichiganHospitalPaymentsLitigation.com to confirm that the date or time of the Hearing has not been changed.


Contact Information

  • Mail: Shane Group v. BCBSM Settlement, Epiq, Settlement Administrator, P.O. Box 3240, Portland, OR 97208-3240
  • Phone: 877-846-0588
  • Email: info@MichiganHospitalPaymentsLitigation.com

Class Counsel


Settlement Website

Claim Up To $5,350 John Hancock Flex V Life Insurance Policy Class Action Settlement

Who is a Class Member

You are a member of the John Hancock Flex V Life Insurance Policy if you “own or owned a Flex V Scheduled Premium Variable Whole Life Insurance Policy (Policy Form 94-85, sometimes referred to as the “Flex V2”), that is an individual life insurance policy, the benefits, payments, or values of which may increase or decrease in accordance with the investment experience of a “Separate Account” issued or administered by the Defendant or its predecessors in interest, the terms of which provide or provided for:

  1. an “Insurance Charge” calculated using an “Applied Monthly Rate” based on the Defendant’s “expectations of future mortality experience”;
  2. an additional but separate “Maintenance Charge”;
  3. an investment, interest-bearing, or savings component; and
  4. a death benefit.”

Note: If someone who would otherwise be a Settlement Class Member is deceased, his or her estate is included in this settlement.

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.


Settlement Amount

  • $59,750,000.00

Estimated Award

  • Varies

Settlement Class Members who purchased a John Hancock Flex V Life Insurance Policy on or after January 1, 1997, will receive a minimum payment of $50.00; the average payment will be approximately $630.00, but could go as high as $5,350.00.

Settlement Class Members who purchased a John Hancock Flex V Life Insurance Policy on or before December 31, 1996, will receive a minimum payment of $25.00; the average payment will be approximately $120.00, but could go as high as $975.00.


Proof of Purchase

  • N/A

Claim Form

  • N/A

John Hancock Flex V Life Insurance Policy Settlement Notes

  • Larson, et al. v. John Hancock Life Insurance Company (U.S.A.)
  • RG16813803
  • Pending in the Superior Court of the State of California for the County of Alameda

In April 2016, plaintiff Barbara Larson brought this class action lawsuit against John Hancock Life Insurance Company alleging the company breached its contracts with Flex V policyholders and charged excessive fees in three different ways.

First, Larson claims that while the Flex V policy permits John Hancock to deduct an insurance charge calculated using an “Applied Monthly Rate” that is based on “expectations of future mortality experience,” the company reportedly considers factors other than mortality expectations.

Second, Larson contends that while the John Hancock Flex V insurance policy allows for a separate “Maintenance Charge” of up to $8 dollars a month, the company includes amounts that should be in the “Maintenance Charge” in the “Applied Monthly Rate.”

Lastly, Larson says that the John Hancock Flex V insurance policy requires that the “Applied Monthly Rate” be reviewed “at least once every 5 policy years” and adjusted to reflect changes in “expectations of future mortality” but has not been modified.

John Hancock denies all of the allegations and maintains all the rates and charges it applied to the Flex V Life Insurance Policies are consistent with the terms of the policy.

Complete details are provided in the Settlement Agreement. The Settlement Agreement and other related documents are available on the John Hancock Flex V Life Insurance Policy Settlement website.

Class members who wish to excludes themselves or object to the terms of the John Hancock Flex V Life Insurance Policy settlement must do so by May 8, 2018. Class members who wish to receive a payout from the settlement do not need to do anything.


Important Dates

  • 4/30/18: Objection or Exclusion Deadline
  • 5/8/18: Final Hearing at 3:00 pm PT* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check www.FlexVClassAction.com to confirm that the date or time of the Hearing has not been changed.


Contact Information

  • Mail: Larson v. John Hancock Settlement Administrator, c/o Epiq Systems Inc., P.O. Box 4850, Portland, OR 97208-4850
  • Phone: 1-888-740-7631

Class Counsel


Settlement Website

Selene Finance Lender-Placed Insurance Class Action Settlement

Who is a Class Member

  • Class Members of the Selene Finance Lender-Placed Insurance Class Action Settlement include “all borrowers in the U.S. who from June 1, 2015 through July 19, 2017 were charged for lender-placed insurance for a residential property and had already paid all or a portion of the premium for that policy to Selene Finance during that time.”

If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.


Estimated Award

  • Varies

Settlement payments are estimated to be 8.5 percent of the net premium Class members were charged for lender-placed insurance by Selene Finance during the applicable class period.


Proof of Purchase

  • Claimants are required to complete a claim form and provide ONE of the following:
    • The signature of a witness who is 18 or older, OR
    • A copy of a valid form of ID that contains a signature and photograph of the Claimant, OR
    • A copy of a Selene mortgage statement issued to the Claimant, OR
    • A completed notary verification (provided with claim form).

Claim Form

class action lawsuits


Selene Finance Lender-Placed Insurance Settlement Notes

  • Robin McNeil and Lillian Marshall v. Selene Finance LP, et al.
  • Case No. 1:16-cv-22930-EGT
  • Pending in the U.S. District Court for Southern District of Florida

This lawsuit involves lender-placed insurance (LPI), which is insurance (hazard, flood, flood gap, or wind) that is placed on a borrower’s property to protect the borrower and mortgage lender when the borrower’s insurance policy lapses or when the borrower does not maintain a homeowner’s insurance policy that is acceptable to the mortgage lender.

Plaintiffs in the Selene Finance Lender-Placed Insurance class action lawsuit allege that when a borrower was required to have insurance for his or her property pursuant to a residential mortgage or home equity loan or line of credit, and evidence of acceptable coverage was not provided (for example, when the insurance policy did not exist or had lapsed), Selene would place insurance in a manner such that Selene allegedly received an unauthorized benefit.

The complaint further claims that Selene Finance acted in this regard because they allegedly received “kickbacks” from SWBC or GAESIC. Additionally, the plaintiffs say that the way in which lender-placed insurance policies were obtained and placed caused the rates and the amount of coverage to be excessive.

Selene Finance denies these claims and assert their actions are fully authorized under the mortgage instruments and law but agreed to settle to avoid further litigation.

Class members who wish to exclude themselves or opt-out of the settlement must have done so by Oct. 17, 2017. Class members who wish to submit a claim must do so by Feb. 14, 2018.


Important Dates

  • 2/14/18: Claim Form Deadline
  • 10/17/17: Exclusion or Objection Deadline

Note: Final approval to the Selene Finance Lender-Placed Insurance settlement was granted in December 2017. Claims will be dispersed after the Feb. 14 claim deadline.


Contact Information

  • The Settlement Administrator (Rust Consulting) can be reached at 1-866-430-8977.

Class Counsel


Settlement Website