Tag: FDCPA

Claim $60 Cohn Goldberg & Deutsch Debt Collection Class Action Settlement

Who is a Class Member

The Cohn Goldberg & Deutsch Debt Collection Class Action Settlement includes “all persons to whom Cohn, Goldberg & Deutsch, LLC mailed an initial debt collection communication, between August 10, 2016 and November 12, 2017, in connection with the collection of a consumer debt secured by residential real estate, and which failed to include the term “current creditor.”

There are approximately 3,042 persons in total in the Class.

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.

Settlement Amount

  • $3,900,000.00

Estimated Award

  • Between $5.75 and $60.00

The amount each of these Class Members gets will be based on how many valid claims are submitted. If all 3,042 class members participate, then the settlement payour will be $5.75. However, Class Counsel anticipates that each class member will receive between $29-$60.

Proof of Purchase

  • N/A

Claim Form

  • Class members should have received a claim form or instructions for filing their claim in their individual mailed Class Notice. If you did not receive a Claim Form and believe you should be included in this settlement, please contact Class Counsel or the Settlement Administrator.

Cohn Goldberg & Deutsch Debt Collection Settlement Notes

  • James A. Smith v. Cohn, Goldberg & Deutsch, LLC,
  • Case No. 1:17-cv-02291-RDB
  • Pending in the U.S. District Court for the District of Maryland

Filed in August 2017, this illegal debt collection class action lawsuit claims that Cohn, Goldberg, & Deutsch – a debt collection company based in Maryland violated the Fair Debt Collection Practices Act.

Specifically, lead plaintiff James Smith said he received a written letter from Cohn, Goldberg, & Deutsch regarding an alleged debt which stated:

“On November 18, 2005, you executed a Deed of Trust and Note secured by the above referenced property, and borrowed money in connection with a loan made by Mortgage Lenders Network USA, Inc.. [sic] The current owner of the note is U.S. Bank National Association, as Trustee, for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2006-EMX1, and the current servicer of the above-referenced loan is Wells Fargo Bank, N.A.. [sic] The loan has been referred to this office for legal action based upon a default under the terms of the loan agreement.”

However, the complaint states that this communication fails to specify, in a manner that a “least sophisticated” consumer could understand, the name of the creditor to whom the alleged debt was owed – a violation of the FDCPA. In fact, the letter refers to five separate entities purportedly connected in some way with the alleged debt but nowhere does the letter state which of these five entities is the actual creditor.

Cohn, Goldberg, & Deutsch denies that its conduct violated the FDCPA. Complete details are provided in the Settlement Agreement. The Settlement Agreement and other related documents are available on the Cohn Goldberg & Deutsch Debt Collection Settlement website.

Class members who wish to exclude themselves or object to the terms of the Debt Collection Settlement must do so by May 7, 2018. Class members who wish to submit a claim must do so by May 7, 2018.

Important Dates

  • 5/7/18: Claim Form Deadline
  • 5/7/18: Objection or Exclusion Deadline
  • 7/19/18: Final Hearing at 3:00 pm ET* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check the Cohn Goldberg & Deutsch Debt Collection Settlement website to confirm that the date or time of the Hearing has not been changed.

Contact Information

  • Mail: First Class, Inc./ J13756-Smith 5410 Roosevelt Road, Suite 222 Chicago, IL 60644
  • Phone: 561-826-5477 (Class Counsel)
  • Email: jjohnson@gdrlawfirm.com (Class Counsel)

Class Counsel

Settlement Website

Posted on by CAWClass 0

Claim $60 National Collection Systems FDCPA Class Action Settlement

Who is a Class Member

The National Collection Systems FDCPA Class Action Settlement includes “all persons with an address in Colorado (1) for whom National Collection Systems, Inc. left, or caused to be left, a voice message, (2) in connection with collection of a consumer debt, (3) from September 17, 2014 to September 17, 2015, (4) that failed to state (a) National Collection Systems, Inc.’s name, or (b) that National Collection Systems, Inc. is a debt collector.”

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.

Settlement Amount

  • $74,500.00

Estimated Award

  • $60

Each Class member who does not opt-out will receive an equal portion of the settlement fund, which is expected to be approximately $60 per Class member.

Proof of Purchase

  • N/A

Claim Form

  • N/A

National Collection Systems FDCPA Settlement Notes

  • Aisland Rhodes v. National Collection Systems, Inc.
  • Case No. 15-cv-02049-REB-STV
  • Pending in the U.S. District Court for the District of Colorado

Plaintiff Aisland Rhodes brought this unfair debt collection class action lawsuit against National Collection Systems, alleging the company violated the Fair Debt Collection Practices Act (FDCPA) when it left voice messages for Colorado consumers.

Specifically, in none of these voice messages to Rhodes and other class members did National Collection Systems state that communications were from a debt collector or indicated who was actually calling. Instead, the voice messages address Rhodes by her first name and cryptically referred to a “personal business matter” or “business matter” that it wished to discuss with her.

The FDCPA mandates that a debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt.

National Collection Systems denies the claims but agreed to settle to avoid the expense of continued litigation.

Under the terms of the settlement, National Collection Systems will set up a settlement fund of $8,000 (the max statutory damages allowed in an FDCPA class action) and will be distributed equally among participating Class members. the average payout is expected to be $60.

Additionally, NCS will separately pay statutory damages of $1,000 and a $500 incentive award to Rhodes, settlement administration costs and attorneys; fee not to exceed $65,000 and no less than $35,000.

Complete details about the case and settlement are provided on the National Collection Systems FDCPA settlement website.

Class members who wish to object to or exclude themselves from the National Collection Systems FDCPA settlement must do so by April 6, 2018. Class members who wish to participate in the settlement do not need to do anything and will automatically receive payment if and when the settlement is granted final approval.

Important Dates

  • 4/6/18: Objection or Exclusion Deadline
  • 5/10/18: Final Hearing at 11:00 am CT* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check www.RhodesFDCPAAction.com to confirm that the date or time of the Hearing has not been changed.

Contact Information

  • Mail: Settlement Administrator, First Class, Inc./ J13713- Rhodes, 5410 W. Roosevelt Rd., Suite 222, Chicago, IL 60644-1490

Class Counsel

Settlement Website

Posted on by CAWClass 0

Claim Up To $27 Caliber Home Loans FDCPA Class Action Settlement

Who is a Class Member

You are a member of the Caliber Home Loans FDCPA Class Action Settlement if were sent a letter(s) from or on behalf of LSF9 Master Participation Trust, Caliber Home Loans, Inc., or U.S. Bank Trust, N.A. as a trustee of LSF9 Master Participation Trust.

There are 81,602 persons in the Class.

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.

Settlement Amount

  • $226,500.00

Estimated Award

  • Between $18.48 and $27.73

The settlement fund will be divided equally among class members who submit valid and timely claims. It is estimated that each class member can recover between $18.48 and $27.73.

 

Proof of Purchase

  • N/A

Claim Form

  • class action lawsuits

Note: The claim form is located at the bottom of the Class Notice.

Caliber Home Loans FDCPA Settlement Notes

  • Hussain v. LSF9 Master Participation Trust; Caliber Home Loans, Inc.; and U.S. Bank Trust, N.A., as Trustee of LSF9 Master Participation Trust, Case No. 1:17-cv-625-TWP-MPB
  • Carbone v. Caliber Home Loans., Inc.; and U.S. Bank Trust, N.A., as Trustee of LSF9 Master Participation Trust, Case No. 15-cv4919-JS-ARL
  • Grosz, et al. v. LSF 9 Master Participation Trust; Caliber Home Loans, Inc.; and U.S. Bank Trust, N.A., as Trustee of LSF9 Master Participation Trust, Case No. 2:16-cv-04035-SJF-AKT

The plaintiffs in these three class action lawsuits claim that a letter sent by or on behalf of Caliber Home Loans, U.S. Bank Trust, and LSF9 Master Participation Trust violated the Fair Debt Collection Practices Act or FDCPA.

Specifically, the homeowners say these letters reportedly suggested that disputes of the mortgage debt need to be made in writing, directed dispute letters to a Dallas Texas address but the also stated that written requests be sent to an Oklahoma City address. The letters also were allegedly in violation of the FDCPA by using wording that recipients may be charged for a payoff statement as permitted by law.

The Fair Debt Collection Practices Act prohibits the collection of debt that it cannot validate. Essentially, by wrongfully attempting to collect on mortgage debts which the defendants do not own or cannot validate, they are in violation of the FDCPA.

Each of the named defendants, including Caliber Home Loans does not admit liability and claims they entered into agreement to avoid the expense of further litigation. You can view the Class Notice here.

Class members who wish to object to or exclude themselves from the Caliber Home Loans FDCPA settlement must do so by May 25, 2018. Class members who wish to participate in the settlement must submit a claim form on or before May 25, 2018.

Important Dates

  • 5/25/18: Claim Form Deadline
  • 5/25/18: Objection or Exclusion Deadline
  • 6/14/18: Final Hearing at 2:30 pm ET* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check with Class Counsel to confirm that the date or time of the Hearing has not been changed.

Class Counsel Contact Information

  • Mail: Edelman, Combs, Latturner & Goodwin, LLC, Case No. 34467 20 S. Clark St., Suite 1500 Chicago, IL 60603
  • Phone: 1-312-739-4200

Class Counsel

Settlement Website

Posted on by CAWClass 1

$4.3M California Chase Bank Home Loan FDCPA Class Action Settlement

Who is a Class Member

  • “All California borrowers who obtained a residential mortgage loan owned or serviced by Chase and secured by real property located in the State of California, as to which, between July 28, 2011 through August 1, 2017, where Chase released the lien on the property securing the loan, and directly or indirectly, thereafter attempted to collect or actually collected unpaid balances on the loan after the lien release.”

If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Settlement Amount

  • $4,300,000.00

Estimated Award

  • Varies

The amount each Settlement Class Member receives depends on which of the three groups within the Settlement Class – Tranche 1, 2 or 3 – the Settlement Class Member belongs to, and may be subject to pro rata adjustment. Payments will be distributed to Settlement Class Members as follows:

Chase FDCPA class action settlement

Proof of Purchase

  • N/A

Claim Form

  • No claim form is required. Settlement payments will be automatically mailed to eligible Class Members.

California Chase Bank Home Loan Debt Collection Settlement Notes

  • Terry v. JPMorgan Chase Bank NA, et al.
  • Case No. 3:15-cv-01666-DMS-KSC
  • Pending in the U.S. District Court for the Southern District of California

Plaintiff Carmen Terry filed the class action lawsuit alleging JPMorgan Chase Bank, N.A. (“Chase”) violated the Fair Debt Collection Practices Act (FDCPA) and California laws by attempting to collect payments on residential mortgage loans owned and/or serviced by Chase after Chase voluntarily released the lien on the property securing the loan.

Chase denies the allegations and any instance of wrongdoing but has agreed to settle the lawsuit to avoid further litigation.

Class members who wish to exclude themselves or opt-out of the settlement must do so by Dec. 6, 2017.

Important Dates

  • 12/6/17: Opt out or exclusion deadline
  • 12/6/17: Objection deadline
  • 1/19/18: Final approval hearing at 1:30 pm PST (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

Contact Information

  • Mail: Terry v. JPMorgan Chase Bank NA Settlement, c/o KCC Settlement Administrator, PO Box 404000, Louisville, KY 40233-4000
  • Phone: 1-877-306-5251

Class Counsel

Settlement Website

Posted on by CAWClass 0