Claim Up To $2,000 TransUnion Inaccurate Credit Reports Class Action Settlement

UPDATED 11/5/2018: Claim Forms are now available for the TransUnion Inaccurate Credit Reports Settlement!

Who is a Class Member

You are Class Member of the TransUnion Inaccurate Credit Reports Settlement if “you

a. requested and received a copy of your credit report from TransUnion between May 20, 2009 and March 23, 2018, and the credit report contained a tax lien, civil judgment, or bankruptcy, but the identity of the vendor who provided the information to TransUnion was not disclosed;

AND/OR

b. between July 5, 2014 and March 23, 2018, TransUnion communicated your credit report to a third party (such as a lender or employer) and the credit report contained a tax lien or civil judgment that was not accurately described or did not belong to you. The Settlement includes state tax liens, federal tax liens, and civil judgments and includes claims that TransUnion misreported those liens or judgments as unpaid, when they had in fact been paid.”

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.


Estimated Award

  • Automatic Payment of $1,500 or $2,000 & Removal of Civil Judgments and Tax Liens From Your Credit Report

Under the terms of the settlement, TransUnion will  remove civil judgments and tax liens from your credit reports for a period of time and will provide a means for you to learn the identity of the vendor who provided TransUnion with such records.

Additionally, TransUnion has agreed to create an expedited process (ADR Program) for consumers to submit a claim and request for payment up to $2,000 if they have suffered any “Adverse Action” as a result of a TransUnion credit report that contained an inaccurate judgment or tax lien.


Proof of Purchase

  • N/A

Claim Form

  • class action lawsuits

TransUnion Inaccurate Credit Reports Settlement Notes

  • Clark v. TransUnion LLC
  • Case No. 3:15-cv-0039-MHL
  • Pending in the U.S. District Court for the Eastern District of Virginia, Richmond Division

This consumer class action lawsuit alleges TransUnion willfully violated the Fair Credit Reporting Act by failing to disclose its third-party vendor through whom it collected public record information and reported inaccurate and out-of-date public record information, including tax liens and civil judgments.

According to the complaints, for several years, TransUnion has obtained its information about bankruptcies, civil judgments, and tax liens (i.e. public records information) from other private businesses it calls “vendors” rather than actual public records from courthouses or actual government offices. However, on its credit reports that it provides to consumers, TransUnion falsely lists the names and addresses of courthouses or other government offices as the sole “source” of its public records information.

These records reportedly have frequent numerical and other factual errors, do not contain the most updated status of the public records, invert the debtor and creditor, and/or are placed on the wrong consumer’s report.

“[TransUnion] thus deprives consumers of valuable congressionally-mandated information and makes it more difficult for consumers, such as Plaintiff and the putative class members, to correct errors relating to these public records that are caused by Defendant and/or its private vendor sources,” the lawsuit states.

TransUnion disputes any liability and contends that it acted lawfully and in compliance with the Fair Credit Reporting Act at all times.

Complete details are provided in the Settlement Agreement. The Settlement Agreement and other related documents are available on the TransUnion Inaccurate Credit Reports Settlement website.

Class members who wish to object to the terms of the TransUnion Inaccurate Credit Reports Settlement must do so by July 31, 2018. Class members who wish to participate in the settlement do not need to do anything at this time.

UPDATED 11/5/18: The Settlement has been given final approval and the TransUnion ADR Program is now active. You may be eligible to request an automatic payment of up to $2,000. Claimants have until March 20, 2020 to file a claim.


Important Dates

  • 3/20/20: Claim Form Deadline (*Updated 11/5/18)

Contact Information

  • Mail: TransUnion Settlement Class Counsel, 763 J. Clyde Morris Blvd., Suite 1A, Newport News, VA 23601
  • Phone: 1-844-718-2692
  • Email: transunion@clalegal.com

Class Counsel


Settlement Website

Claim $40 Voucher CORT Furniture Rental Zip Code Class Action Settlement (CA Only)

Who is a Class Member

Class members of the CORT Furniture Rental Zip Code Class Action Settlement include “all persons from whom CORT Business Services Corporation requested and recorded personal identification information during a credit card transaction in California from February 21, 2016, through March 6, 2018.”

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.


Estimated Award

  • $40 Voucher

Each Class Member who submits a valid and timely claim form can receive one $40 voucher that can be used at any California CORT store. The voucher is good for six months and is fully transferable. There is no minimum purchase requirement to use the $40 voucher.


Proof of Purchase

  • N/A

Claim Form

  • N/A

California CORT Furniture Rental Zip Code Settlement Notes

  • Sang Doan v. CORT Furniture Rental Corporation, et al.
  • Case No. 30-2017-00904345-CU-BT-CXC
  • Pending in the Superior Court of California, County of Orange, Civil Complex Center

Plaintiff Sang Doan filed this class action lawsuit alleging he and other consumers were prompted to provide their personal identification information when using a credit card to purchase items at CORT Furniture Rental stores in California – a violation of the Song-Beverly Credit Card Act.

This law prohibits any business which accepts credit cards from requesting the cardholder to provide personal identification, including their Zip code. Doan contends that when he was completing his transaction at a CORT Furniture Rental store in California, he was asked to provide his Zip code and other personal identification information to the store clerk processing the sale.

Doan claims he believed he was required to comply with the sales clerk’s request for his Zip code and other personal identification information in order to complete his transaction, so he did so. He was also provided with a printed copy of the sales order, which recorded all of this information.

CORT denies it did anything wrong or illegal and admits no liability. Complete details about the case and settlement are provided on the CORT Furniture Rental Zip Code Settlement website.

Class members who wish to exclude themselves or object to the terms of the California CORT Furniture Rental Zip Code Settlement must do so by May 21, 2018. Class members who wish to participate in the settlement do not need to do anything. There are approximately 2,620 class members included in the settlement.


Important Dates

  • 5/2118: Objection or Exclusion Deadline
  • 6/27/18: Final Hearing at 1:30 pm PT* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

Settlement Class Members who wish to speak at the hearing should check www.DoanvCortSettlement.com to confirm that the date or time of the Hearing has not been changed.


Contact Information

  • Mail: Doan v. Cort Settlement Administrator, c/o JND Legal Administration, P.O. Box 91349, Seattle, WA 98111
  • Email: info@doanvcortsettlement.com

Class Counsel


Settlement Website

Claim Between $137-$275 Wells Fargo FCRA Class Action Settlement

Who is a Class Member

You are included in the Wells Fargo FCRA Settlement Class if your mortgage account was one of 78,000 mortgage loan accounts “not excluded from one or more of the quarterly account reviews Wells Fargo undertook in the second, third, or fourth quarters of 2015 or the first, second, or third quarters of 2016, inclusive (the “Quarterly Account Reviews”), and had a balance of $0.00 at the time of such Quarterly Account Review as reflected in Wells Fargo’s business records.”

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.


Settlement Amount

  • $2,500,000.00

Estimated Award

  • Between $137 and $275

The amount of your payout will depend on the total number of valid claims received. It is estimated that if 5-10% of Settlement Class Members submit a valid claim form, payments would fall between $137 and $275 per person. This is only an estimate; the actual amount of any payments may be higher or lower.


Proof of Purchase

  • Claimants will need to provide their 12-digit Class Member ID founds on your Postcard Notice or Claim Package.

Claim Form

  • class action lawsuits

Wells Fargo FCRA Settlement Notes

  • Martin v. Wells Fargo Bank, N.A.
  • Case No. 1:16-cv-09483
  • Pending in the U.S. District Court for the Northern District of Illinois

In October 2016, plaintiff Nicholas Martin brought this class action lawsuit alleging Wells Fargo violated the Fair Credit Reporting Act (FCRA) by obtaining and using consumer reporst without a permissible purpose. Specifically, the Wells Fargo FCRA class action lawsuit claims that the bank got this consumer reports for consumers who credit obligation or balance owed to Wells Fargo was paid off.

In Martin’s case, a short sale agreement in 2009 discharged any obligation he had with Wells Fargo. However, in March 2016 and again in June 2016, Wells Fargo obtained and used Martin’s consumer report. Martin sent a letter to Wells Fargo requesting what permissible purpose they had to access his credit report. In July 2016, Wells Fargo admitted in a letter to Martin that it has no permissible purposes to procure his consumer reports after 2009.

In agreeing to settle the FCRA class action lawsuit for $2.5 million, Wells Fargo admits to no wrongdoing. Complete details about the case and settlement can be found on the Wells Fargo FCRA Settlement website.

Class members who wish to exclude themselves or object to the Wells Fargo FCRA settlement must do so by April 16, 2018. Class members who wish to receive a cash payment from the settlement must submit their claim form on or before April 16, 2018.


Important Dates

  • 4/16/18: Claim Form Deadline
  • 4/16/18: Objection or Exclusion Deadline
  • 6/29/18: Final Hearing at 10:00 a.m. CT* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check www.MartinvWellsFargoSettlement.com to confirm that the date or time of the Hearing has not been changed.


Contact Information

  • Mail: Martin v. Wells Fargo Settlement Administrator, P.O. Box 4349, Portland, OR 97208-4349
  • Phone: 1-844-551-1730

Class Counsel


Settlement Website

$2.5M Costco Job Applicant Background Check FCRA Class Action Settlement

Who is a Class Member

You are a member of the Costco Job Applicant Background Check FCRA Settlement if you “applied for U.S. employment with Costco at any time from August 10, 2014, through April 17, 2017, authorized a background report, and Costco conducted a background check about you.”

There are about 113,839 Class Members. 1,510 of these Class Members are part of an “Entitled to Autopay Class” because they were denied employment after review of their background check report.

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.


Settlement Amount

  • $2,490,000.00

Estimated Award

  • TBD

The exact amount of payment will vary and will depend on the amount of attorneys’ fees, Class Representative Service payment, administration costs, and the number of Claim Forms submitted. It is expected that Settlement Class Members will receive between $25 and $175 each, but possibly as much as $400.


Proof of Purchase

  • Settlement Class Members will need to enter in their Claim ID Number located at the top of your email or postcard notice.

Claim Form

  • class action lawsuits

Note: If you one of the 1,510 Class Members in the Entitled to Autopay Class, you do NOT need to submit a claim form to receive payment from the settlement. All other Class Members will need to file a claim in order to receive a payout.


Costco Job Applicant Background Check FCRA Settlement Notes

  • Julius Terrell v. Costco Wholesale Corporation
  • Case No. 16-2-19140
  • Pending in the Superior Court of the State of Washington in and for King County

Plaintiff Julius Terrell initiated this class action lawsuit alleging Costco violated the Fair Credit Reporting Act (FCRA) when it obtained background reports on job applicants using a non-compliant disclosure form. Specifically, the complaint states that the disclosure form was not a stand-alone form, which it must be under the FCRA.

Terrell, who applied for a job at a Costco in Washington state in 2014, was provided with a “Pre-Application FCRA Disclosure and Authorization” form. The document included both and authorization and disclosure allowing Costco to obtain information from Terrell and other job applicants from ““any law enforcement agency, administrator, state or federal agency, institution, school or university (public or private), information service bureau, employer, or insurance company.”

Doesn’t seem like a big deal, right? Most of us have signed consent for a background check when applying for a job. But this case centers not on the background report but the form that a job applicant signs to consent to a background check. See, the FCRA mandates that a disclosure form cannot be combined with an authorization form or any other extraneous information for that matter. Despite this very clear FCRA law, many employers include additional information on the document.

Costco denies the allegations and says the disclosure form at issue is compliant with the FCRA and did not harm anyone. However, the warehouse giant agreed to settle for $2.5 million to avoid further risk and expense. According to settlement documents, there are approximately 113,839 Class Members. Nearly 1500 of these Class Members were denied employment because of background reports Costco obtained through use of the disclosure form at issue.

Complete details are provided in the Settlement Agreement. The Settlement Agreement and other related documents are available on the Costco Job Applicant Background Check FCRA Settlement website.

Class members who wish to exclude themselves or object to the terms of the Costco Job Applicant Background Check FCRA Settlement must do so by May 14, 2018. Class members who wish to submit a claim must do so by May 14, 2018. Remember, if you are in the Entitled to Autopay Class”, you do not need to complete a claim form to get paid.


Important Dates

  • 5/14/18: Claim Form Deadline
  • 5/14/18: Objection or Exclusion Deadline
  • 6/15/18: Final Hearing at 1:30 pm PT* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check TerrellFCRASettlement.com to confirm that the date or time of the Hearing has not been changed.


Contact Information

  • Mail: Terrell v. Costco Wholesale Corporation, c/o JND Legal Administration, PO Box 91348, Seattle, WA 98111
  • Phone: 1-833-380-5571
  • Email: info@terrellfcrasettlement.com

Class Counsel


Settlement Website