Claim $82 Medicredit Debt Collection Calls TCPA Class Action Settlement

Who is a Class Member

According to the Class Notice, members of the Medicredit Debt Collection Calls TCPA Class Action Settlement include the “approximately 627,642 persons whose unique cellular telephone number has been identified in the call data produced in this litigation where the call records reflect Medicredit Inc. codes “WN” or “DNK” or NPAS Inc. Smart Codes 11, 13, 15, 42, 584, and 770.”

There are  approximately 627,642 persons whose unique cellular telephone number has been identified in this class action settlement.

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.


Settlement Amount

  • $5,000,000.00

Estimated Award

  • $82

This is just an estimate. The final cash payment amount will depend on the total number of valid and timely claims submitted by Settlement Class Members.


Proof of Purchase

  • Class members will need to provide their unique Claim ID and Access Code printed on their official settlement postcard notice. If you do not have a Claim ID/PIN, but believe you are entitled to benefits under the settlement, you can click here to file a claim online.

Claim Form

  • class action lawsuits

Medicredit Debt Collection Calls TCPA Settlement Notes

  • Martinez v. Medicredit, Inc. and Hornberger v. Medicredit Inc
  • Case No. 4:16CV01138 ERW
  • Pending in the U.S. District Court for the Eastern District of Missouri

In July 2017, plaintiffs Marilynn Martinez and two other named plaintiffs filed this class action lawsuit against Medicredit for alleged violated of the Telephone Consumer Protection Act or TCPA.

According to court documents, in 2015 and 2016, Martinez received numerous debt collection calls on her cellphone from Medicredit regarding a debt allegedly owed by her adult son. She claims these debt collection calls were placed using a predictive dialer. Martinez says that at no time leading up to these debt collection calls did she give Medicredit her cellphone number to be called for the purpose of her son’s alleged debt.

The lawsuit indicates that several of these debt collection calls used an artificial or prerecorded voice stating as follows: “We are calling from Medicredit on behalf of Osceola Regional Medical Center. This is a call from a debt collector. Please return our call at 800-823-2318 Monday through Friday during normal business hours. Thank you.”

The TCPA prohibits the use of an automatic telephone dialing system (ATDS or autdialer) or an artificial or prerecorded voice to call a cell phone number without the prior express consent of the called party. The law was enacted as a response to the growing nuisance and an invasion of privacy many of these calls are perceived as. The law extends beyond annoying telemarketing calls to wrong number debt collection calls, debt collection calls where the recipient has ask to no longer receive such calls, as well as to junk faxes, and unwanted text messages.

Medicredit denies these allegations and denies any claim of wrongdoing but agreed to settle the case for $5 million to avoid further litigation costs and the risk associated with going to trial.

Complete details about the case and settlement are provided on the Medicredit Debt Collection Calls TCPA Settlement website.

Class members who wish to exclude themselves or object to the Medicredit Debt Collection Calls TCPA Settlement must do so by March 30, 2018.  Class members who wish to participate in the settlement must submit their claim form on or before March 30, 2018.


Important Dates

  • 3/30/18: Claim Form Deadline
  • 3/30/18: Exclusion or Objection Deadline
  • 5/15/18: Final Hearing at 10:00 am CT* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check www.MedicreditTCPASettlement.com to confirm that the date or time of the Hearing has not been changed.


Contact Information

  • Mail: Medicredit Inc. TCPA Settlement, c/o Kurtzman Carson Consultants, P.O. Box 404047, Louisville, KY 40233-4047
  • Phone: 1-855-200-4979
  • Email: info@MedicreditTCPASettlement.com

Class Counsel


Settlement Website

Defaulted National Collegiate Student Loan Class Action Settlement (Illinois Only)

Who is a Class Member

Class members of the Defaulted National Collegiate Student Loan Class Action Settlement include “all persons that currently have addresses in the State of Illinois according to Defendants’ records that owe on a defaulted NCSLT loan and where the date of delinquency or last payment was made less than 10 years prior to the date of this Agreement.”

There are approximately 13,495 people in the Class.

For the purposes of the settlement, NCSLT includes the following trusts:

  • National Collegiate Master Student Loan Trust-I
  • National Collegiate Student Loan Trust 2003-1
  • National Collegiate Student Loan Trust 2004-1
  • National Collegiate Student Loan Trust 2004-2
  • National Collegiate Student Loan Trust 2005-1
  • National Collegiate Student Loan Trust 2005-2
  • National Collegiate Student Loan Trust 2005-3
  • National Collegiate Student Loan Trust 2006-1
  • National Collegiate Student Loan Trust 2006-2
  • National Collegiate Student Loan Trust 2006-3
  • National Collegiate Student Loan Trust 2006-4
  • National Collegiate Student Loan Trust 2007-1
  • National Collegiate Student Loan Trust 2007-2
  • National Collegiate Student Loan Trust 2007-3
  • National Collegiate Student Loan Trust 2007-4

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.


Estimated Award

  • Varies

According to the FAQ 5, Class members can receive the following:

  1. Transworld Systems Inc. will request that the credit bureaus delete the credit report entry of TSI for each member of the Settlement Class, and TSI will use a commercially reasonable effort to ensure that requests are made to any other servicer of the defaulted loans owed to NCSLT for the Plaintiffs and the Settlement Class, including AES, that any credit report entries by them be deleted.
  2. Going forward, the maximum interest rate to be applied to your NCSLT loans will not exceed the lesser of the contracted loan rate or 9% per annum.
  3. If your date of default or your last payment was more than 5 years, but less than 10 years from January 10, 2017, no interest charges will be assessed on your loan for 48 months from the date of preliminary approval.
  4. If your date of default or your last payment was less than 5 years from January 10, 2017, no interest charges will be assessed on your student loan for 24 months from January 10, 2017.
  5. You will have the option to enroll in the HELP program for additional benefits as described here.

Proof of Purchase

  • N/A

HELP Enrollment Form

  • class action lawsuits

Defaulted National Collegiate Student Loan Settlement Notes

  • Sharon Eul, et al. v. Transworld Systems Inc., et al.
  • Case No. 1:15-cv-07755
  • Pending in the U.S. District Court for the Northern District of Illinois, Eastern Division

In September 2015, plaintiff Sharon Eul filed this class action lawsuit alleging Transworld Systems Inc. and other named defendants, including various debt holders, debt servicers, and law firms retained to collect debt—violated state and federal laws in the way they collected on student loans. The court consolidated Eul’s complaint with 7 other class action complaints against TSI.

According to the Consumer Financial Protection Bureau, the National Collegiate Student Loan Trusts are “15 Delaware statutory trusts that own more than 800,000 private student loans”. Transworld Systems Inc. is a nationwide debt collector.

Specifically, the plaintiffs allege the defendants engaged in a variety of misconduct in the process of attempting to collect alleged student loan debt, including violating multiple provisions of the federal Fair Debt Collection Practices Act, the Illinois Interest Act, the Illinois Collection Agency Act, and the Illinois Consumer Fraud and Deceptive Business Practices Act. Some of this alleged misconduct included collecting and attempting to collect interest on students loans that exceeded state law limits.

The parties reached a settlement in order to avoid the cost, risk, and delay of further litigation. Complete details about the case and settlement are provided on the Defaulted National Collegiate Student Loan Settlement website.

Class members who wish to exclude themselves or object to the terms of the Defaulted National Collegiate Student Loan Settlement must do so by April 2, 2018. Class members who wish to participate in the settlement but not enroll in the HELP program do not need to take action; however, Class members who wish to enroll in the HELP program will need to submit their enrollment form by April 2, 2018.


Important Dates

  • 4/2/18: HELP Enrollment Form Deadline
  • 4/2/18: Objection or Exclusion Deadline
  • 4/25/18: Final Hearing at 1:00 pm CT* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

Settlement Class Members who wish to speak at the hearing should check www.EulSettlement.com to confirm that the date or time of the Hearing has not been changed.


Contact Information

  • Mail: (Class Counsel) Emiliya Gumin Farbstein, 20 South Clark Street, Suite 1500, Chicago, IL 60603;
  • Phone: 312-917-4504
  • Fax: 312-419-0379

Class Counsel


Settlement Website

$5.5M Bank of America Credit Card Class Action Settlement

Who is a Class Member

Class members in the Bank of America credit card settlement include “all individual borrowers who (i) maintained a Credit Card Account with BANA that was charged off by BANA and sold to a third-party Debt Buyer on or after January 1, 2008; and (ii) were discharged in Chapter 7 bankruptcy after such debt was sold to a third-party Debt Buyer but before October 1, 2015.”

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.


Settlement Amount

  • $5,500,000.00

Estimated Award

  • Varies

There are three types of settlement payments and it is possible for a claimant to receive all three types of payments:

  • Automatic Payments to BANA Post-Discharge Payors: If you made a payment(s) to the Bank or BANA on your Credit Card Account after it was sold to a Debt Buyer and after you received a Chapter 7 bankruptcy discharge, you will receive an automatic payment in the amount of the last payment you made. You do not need to do anything to claim this payment. A check will be sent to you automatically.

 

  • Reimbursement Claim: If you made a payment(s) on your Credit Card Account after you received a Chapter 7 bankruptcy discharge, then you may receive a cash payment up to the full amount of your post-discharge payment(s). To receive this payment, you must fully complete the Reimbursement Claim Form and submit supporting documentation such as cancelled checks or account statements. This payment may be subject to a pro rata reduction if the total number of claims exceed the settlement fund.

 

  • Distribution Claim: You can submit a claim to receive a pro rate (equal) share of any remaining settlement funds after payment of other claimants.

Proof of Purchase

  • To receive payment, claimants must complete and submit a claim form by Jan. 30, 2018 and submit supporting documentation in the form of cancelled checks, account statements, or similar proof.

Claim Form

  • class action lawsuits

Bank of America Credit Card Settlement Notes

  • Michael Echevarria, et al. v. Bank of America Corporation, et al.
  • Case No. 14-08216
  • Pending in the U.S. District Court for the Southern District of New York

Plaintiff Michael Echevarria initiated this class action lawsuit against Bank of America, alleging the bank failed to update credit reporting information for credit card accounts it sold to third parties where the accountholder’s debt was discharged in Chapter 7 bankruptcy. According to Echevarria, these reporting practices negatively impacted Class member’s credit scores.

Additionally, the Bank of America credit card class action lawsuit claims that some consumers were even pressured by Bank of America into paying off these already discharged credit card debts out of fear of their ability to get credit or employment.

Bank of America denies any wrongdoing and denies that they attempted to collect discharged debts but agreed to settle the allegations to avoid the uncertainty of further litigation.

Class members who wish to exclude themselves of object to the terms of the Bank of America credit card settlement must do so by Jan. 30 2018. Class members who wish to submit a claim for payment must do so by Jan. 30, 2018.


Important Dates

  • 1/30/18: Claim Form Deadline
  • 1/30/18: Objection or Exclusion Deadline
  • 3/2/18: Final Approval Hearing at 11:00 am ET (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

Contact Information

  • Mail: Echevarria v. Bank of America Settlement Administrator, c/o Epiq Systems Inc., PO Box 3145, Portland, OR 92708-3145
  • Phone: 1-844-319-9617

Class Counsel


Settlement Website

$4.3M California Chase Bank Home Loan FDCPA Class Action Settlement

Who is a Class Member

  • “All California borrowers who obtained a residential mortgage loan owned or serviced by Chase and secured by real property located in the State of California, as to which, between July 28, 2011 through August 1, 2017, where Chase released the lien on the property securing the loan, and directly or indirectly, thereafter attempted to collect or actually collected unpaid balances on the loan after the lien release.”

If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.


Settlement Amount

  • $4,300,000.00

Estimated Award

  • Varies

The amount each Settlement Class Member receives depends on which of the three groups within the Settlement Class – Tranche 1, 2 or 3 – the Settlement Class Member belongs to, and may be subject to pro rata adjustment. Payments will be distributed to Settlement Class Members as follows:

Chase FDCPA class action settlement


Proof of Purchase

  • N/A

Claim Form

  • No claim form is required. Settlement payments will be automatically mailed to eligible Class Members.

California Chase Bank Home Loan Debt Collection Settlement Notes

  • Terry v. JPMorgan Chase Bank NA, et al.
  • Case No. 3:15-cv-01666-DMS-KSC
  • Pending in the U.S. District Court for the Southern District of California

Plaintiff Carmen Terry filed the class action lawsuit alleging JPMorgan Chase Bank, N.A. (“Chase”) violated the Fair Debt Collection Practices Act (FDCPA) and California laws by attempting to collect payments on residential mortgage loans owned and/or serviced by Chase after Chase voluntarily released the lien on the property securing the loan.

Chase denies the allegations and any instance of wrongdoing but has agreed to settle the lawsuit to avoid further litigation.

Class members who wish to exclude themselves or opt-out of the settlement must do so by Dec. 6, 2017.


Important Dates

  • 12/6/17: Opt out or exclusion deadline
  • 12/6/17: Objection deadline
  • 1/19/18: Final approval hearing at 1:30 pm PST (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

Contact Information

  • Mail: Terry v. JPMorgan Chase Bank NA Settlement, c/o KCC Settlement Administrator, PO Box 404000, Louisville, KY 40233-4000
  • Phone: 1-877-306-5251

Class Counsel


Settlement Website