Who is a Class Member
Class members of the Chase Bank Credit Card Debt Settlement include “all individuals (i) who maintained a Credit Card Account with CBUSA; (ii) whose account CBUSA charged off and then sold to a Debt Buyer on or after January 1, 2008, and (iii) who post-sale sought and obtained a discharge of the debt as a result of his/her bankruptcy under Chapter 7 of the Bankruptcy Code, through April 4, 2018.
If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.
Settlement Amount
- $11,500,000.00
Estimated Award
- Full Refund + Pro Rata Share of Settlement Funds
If you made a payment on your sold CBUSA credit card account after you received a Chapter 7 bankruptcy discharge, you may be entitled to a full refund of that amount. In addition, all Class Members, whether or not they paid on a discharged account, may be entitled to receive an equal portion of the remaining Settlement Fund.
Proof of Purchase
- In order to file a Reimbursement Claim, you must be able to provide documentation confirming the amount of those payments, such as cancelled checks, account statements, or similar proof.
Claim Form
Chase Bank Credit Card Debt Settlement Notes
- Rusty Haynes v. Chase Bank USA, N.A.
- Case No. 18 CV 3307 (VB)
- Pending in the U.S. District Court for the Southern District of New York
Plaintiff Rusty Haynes brought this consolidated complaint to challenge Chase Bank’s alleged illegal practice of selling and attempting to collect discharged debts. Additionally, the complaint claims that Chase Bank failed to update and correct credit information to credit reporting agencies to show that consumers’ debts are no longer due and owing because they have been discharged in bankruptcy.
Specifically, Haynes alleges that despite the fact that Chase Bank has received notice of the discharge of a consumer’s credit card debt Chase deliberately fails to notify credit reporting agencies that credit card debts are no longer “charged off” or currently still due and owing because they have been discharged in bankruptcy.
“As result of Chase’s refusal to make such updates to credit reporting agencies, debts that have been discharged in bankruptcy are listed on Class Members’ credit reports as “past due” and/or “charged off.”
Chase Bank denies that it attempted to collect discharged debts or otherwise violated bankruptcy discharge injunctions but agreed to settle the case to the tune of $11.5 million. Complete details are provided in the Settlement Agreement. The Settlement Agreement and other related documents are available on the Chase Bank Credit Card Debt Settlement website.
Class members who wish to opt out or object to the terms of the Chase Bank Credit Card Debt Settlement must do so by July 18, 2018. Class members who wish to participate in the settlement must submit a Claim Form by July 18, 2018.
Important Dates
- 7/18/18: Claim Form Deadline
- 7/18/18: Objection or Exclusion Deadline
- 8/20/18: Final Hearing at 2:00 pm ET* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).
*Settlement Class Members who wish to speak at the hearing should check www.HaynesSettlement.com to confirm that the date or time of the Hearing has not been changed.
Contact Information
- Mail: Haynes v. Chase Settlement Administrator, c/o Rust Consulting Inc. – 6032, PO Box 44, Minneapolis, MN 55440-0044
- Phone: 1-877-896-6933
Class Counsel
Settlement Website
can u please let me know what going on with the settlement ?
I’m waiting for an update on the settlement. It’s been five months and still waiting for something or an answer
I just got my settlement card in the mail, which i had no idea of this settlement going on .So I didnt decline so do I still get the settlement money .