Claim Up To $2,000 TransUnion Inaccurate Credit Reports Class Action Settlement

UPDATED 11/5/2018: Claim Forms are now available for the TransUnion Inaccurate Credit Reports Settlement!

Who is a Class Member

You are Class Member of the TransUnion Inaccurate Credit Reports Settlement if “you

a. requested and received a copy of your credit report from TransUnion between May 20, 2009 and March 23, 2018, and the credit report contained a tax lien, civil judgment, or bankruptcy, but the identity of the vendor who provided the information to TransUnion was not disclosed;


b. between July 5, 2014 and March 23, 2018, TransUnion communicated your credit report to a third party (such as a lender or employer) and the credit report contained a tax lien or civil judgment that was not accurately described or did not belong to you. The Settlement includes state tax liens, federal tax liens, and civil judgments and includes claims that TransUnion misreported those liens or judgments as unpaid, when they had in fact been paid.”

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.

Estimated Award

  • Automatic Payment of $1,500 or $2,000 & Removal of Civil Judgments and Tax Liens From Your Credit Report

Under the terms of the settlement, TransUnion will  remove civil judgments and tax liens from your credit reports for a period of time and will provide a means for you to learn the identity of the vendor who provided TransUnion with such records.

Additionally, TransUnion has agreed to create an expedited process (ADR Program) for consumers to submit a claim and request for payment up to $2,000 if they have suffered any “Adverse Action” as a result of a TransUnion credit report that contained an inaccurate judgment or tax lien.

Proof of Purchase

  • N/A

Claim Form

  • class action lawsuits

TransUnion Inaccurate Credit Reports Settlement Notes

  • Clark v. TransUnion LLC
  • Case No. 3:15-cv-0039-MHL
  • Pending in the U.S. District Court for the Eastern District of Virginia, Richmond Division

This consumer class action lawsuit alleges TransUnion willfully violated the Fair Credit Reporting Act by failing to disclose its third-party vendor through whom it collected public record information and reported inaccurate and out-of-date public record information, including tax liens and civil judgments.

According to the complaints, for several years, TransUnion has obtained its information about bankruptcies, civil judgments, and tax liens (i.e. public records information) from other private businesses it calls “vendors” rather than actual public records from courthouses or actual government offices. However, on its credit reports that it provides to consumers, TransUnion falsely lists the names and addresses of courthouses or other government offices as the sole “source” of its public records information.

These records reportedly have frequent numerical and other factual errors, do not contain the most updated status of the public records, invert the debtor and creditor, and/or are placed on the wrong consumer’s report.

“[TransUnion] thus deprives consumers of valuable congressionally-mandated information and makes it more difficult for consumers, such as Plaintiff and the putative class members, to correct errors relating to these public records that are caused by Defendant and/or its private vendor sources,” the lawsuit states.

TransUnion disputes any liability and contends that it acted lawfully and in compliance with the Fair Credit Reporting Act at all times.

Complete details are provided in the Settlement Agreement. The Settlement Agreement and other related documents are available on the TransUnion Inaccurate Credit Reports Settlement website.

Class members who wish to object to the terms of the TransUnion Inaccurate Credit Reports Settlement must do so by July 31, 2018. Class members who wish to participate in the settlement do not need to do anything at this time.

UPDATED 11/5/18: The Settlement has been given final approval and the TransUnion ADR Program is now active. You may be eligible to request an automatic payment of up to $2,000. Claimants have until March 20, 2020 to file a claim.

Important Dates

  • 3/20/20: Claim Form Deadline (*Updated 11/5/18)

Contact Information

  • Mail: TransUnion Settlement Class Counsel, 763 J. Clyde Morris Blvd., Suite 1A, Newport News, VA 23601
  • Phone: 1-844-718-2692
  • Email:

Class Counsel

Settlement Website

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