Claim Between $137-$275 Wells Fargo FCRA Class Action Settlement


Who is a Class Member

You are included in the Wells Fargo FCRA Settlement Class if your mortgage account was one of 78,000 mortgage loan accounts “not excluded from one or more of the quarterly account reviews Wells Fargo undertook in the second, third, or fourth quarters of 2015 or the first, second, or third quarters of 2016, inclusive (the “Quarterly Account Reviews”), and had a balance of $0.00 at the time of such Quarterly Account Review as reflected in Wells Fargo’s business records.”

If you don’t qualify for this settlement, check out our database of other class action settlements you may be eligible for.

Settlement Amount

  • $2,500,000.00

Estimated Award

  • Between $137 and $275

The amount of your payout will depend on the total number of valid claims received. It is estimated that if 5-10% of Settlement Class Members submit a valid claim form, payments would fall between $137 and $275 per person. This is only an estimate; the actual amount of any payments may be higher or lower.

Proof of Purchase

  • Claimants will need to provide their 12-digit Class Member ID founds on your Postcard Notice or Claim Package.

Claim Form

  • class action lawsuits

Wells Fargo FCRA Settlement Notes

  • Martin v. Wells Fargo Bank, N.A.
  • Case No. 1:16-cv-09483
  • Pending in the U.S. District Court for the Northern District of Illinois

In October 2016, plaintiff Nicholas Martin brought this class action lawsuit alleging Wells Fargo violated the Fair Credit Reporting Act (FCRA) by obtaining and using consumer reporst without a permissible purpose. Specifically, the Wells Fargo FCRA class action lawsuit claims that the bank got this consumer reports for consumers who credit obligation or balance owed to Wells Fargo was paid off.

In Martin’s case, a short sale agreement in 2009 discharged any obligation he had with Wells Fargo. However, in March 2016 and again in June 2016, Wells Fargo obtained and used Martin’s consumer report. Martin sent a letter to Wells Fargo requesting what permissible purpose they had to access his credit report. In July 2016, Wells Fargo admitted in a letter to Martin that it has no permissible purposes to procure his consumer reports after 2009.

In agreeing to settle the FCRA class action lawsuit for $2.5 million, Wells Fargo admits to no wrongdoing. Complete details about the case and settlement can be found on the Wells Fargo FCRA Settlement website.

Class members who wish to exclude themselves or object to the Wells Fargo FCRA settlement must do so by April 16, 2018. Class members who wish to receive a cash payment from the settlement must submit their claim form on or before April 16, 2018.

Important Dates

  • 4/16/18: Claim Form Deadline
  • 4/16/18: Objection or Exclusion Deadline
  • 6/29/18: Final Hearing at 10:00 a.m. CT* (class members do not need to attend this hearing in order to receive a slice of the settlement pie).

*Settlement Class Members who wish to speak at the hearing should check to confirm that the date or time of the Hearing has not been changed.

Contact Information

  • Mail: Martin v. Wells Fargo Settlement Administrator, P.O. Box 4349, Portland, OR 97208-4349
  • Phone: 1-844-551-1730

Class Counsel

Settlement Website


  1. My wife and I have mortgage with Wells Fargo. In 2011 I suffered a massive heart attack. I contacted Wells Fargo and advised them of what happened. I asked for a loan modification to keep from going into default. We were able to make payments on all household bills but the mortgage. Wells Fargo would not work with at all. Out home fell into default and foreclosure action started. We had a VA loan and worked with the VA to get a short sale of the home. The stress of flossing the home was bad enough, but our credit score took a big hit. Wells Fargo failed to help us. We will be trying to get some compensation for our losses of credit, our home, and the undue stress it caused.

  2. I AM IN the same boat as you. Its sad cuz its almost word for word case with Wells Fargo just different family. There was an atty I spoke to out of state that would take my case pro bono, but I miss placed his number. Had it in old phone but that phone is gone. It’s all he does he said pretty much24/7 cuz he was retired, but enjoys getting people what is rightfully theirs. He had just settled on another lady who was in the same boat. He got her back so where in the millions from Wells Fargo. He advised to don’t go in with class action cuz that’s what Wells Fargo wants so they don’t have to pay out as much. Please keep me posted by email and if I find that attorney’s name I will pass it on to you.


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